Time for the serious stuff.  I am not a qualified Financial professional.  The content on this blog/site is solely the opinion and ideas of the author.  All reasonable attempts to ensure the accuracy of the information on this blog is maintained.  However any information that you act upon or incorporate into your life is done at your own risk.  If you are in need of professional financial advice I suggest that you contact a qualified financial consultant.


There may be affiliate links on the products or services that are discussed on this blog.  When you purchase an item or service using my affiliate link, I may receive a monetary compensation.  If a purchase is made via a link, it will not cost you anything additional, however I would appreciate it if you did.  Note that I only recommend tried and trusted products and services.